From The Grey House:
Vincent turned to the window and watched the wind move through the trees. The glare from the lights in the room only slightly hindered his sight. He drew a deep breath, letting it out slowly. “It’s obvious you never truly understood the loyalty of your family.” Vincent turned, sat on the window’s edge and looked toward the map over his desk. The map was so old it still showed where the world stopped, stating ‘Hic Sunt Dracones’. He folded his arms, then regarded Carlos. “Do you not understand how easy it would have been for your family to end the debt without re-paying it?”